Laurel Terrace Finance  ends meeting

"I'm not telling you it's going to be easy.  I'm telling you it's going to be worth it."

- Art Williams

TO BEGIN

We will begin with a complimentary 30 minute phone consultation to discuss your unique financial situation, outline your goals, and identify the expected time frame needed for our work together.  If you are working with a spouse or partner, it is ideal that we all speak to outline the complete range of goals, and begin on the same page.   

BUSINESS HOURS

I am available for meetings Monday through Friday from 8:00am-3:30pm.  If you also work traditional business hours, the 8:00am time frame as well as lunch hours work best for scheduling our time together.

PRICING

Our work will be held in 90 minute Zoom sessions organized in one of the formats below. Once our initial planning is complete, we are able to continue to meet monthly, quarterly, annually, or as preferred.  I welcome the opportunity to be an ongoing resource as financial needs change and life events occur.

PUTTING IT TOGETHER: Three 90 minute zoom sessions (4.5 hours)
This package is best suited for establishing your financial foundation or for planning for an unique life event such as a home purchase or inheritance
$1,275-$1,500 based on complexity. Billed in 3 installments after each 90 minute zoom session

LONG TERM SUCCESS: Four 90 minute calls plus two 45 minute update sessions (7.5 hours)
This package is best suited for changes in lifestyle or career, or to adjust embedded financial habits.
$2,000-$2,500 based on complexity. Billed in 4 installments after each 90 minute zoom session

INDIVIDUAL SESSIONS

90 minute zoom session: $475

60 minute zoom session: $300

30 minute zoom session: $150

THE PROCESS

Each session will be customized to your unique financial situation. We will work together through a relationship that is collaborative, without judgement, and based on trust and confidentiality.  I will always act as a Fiduciary, and make recommendations that I believe are in your best interest. Our meetings will take place in a confidential, virtual meeting space on Zoom to accommodate our work regardless of geographic location, travel, and busy schedules.  

We will work in a goals-based planning framework, by creating a written analysis of your current situation, and then identifying the steps needed to achieve your goals.  We will work together to put this plan in practice and incorporate change into your daily life.  Once our work is complete, you will have a clear plan in place to continue on the path to meet your financial goals.  

PUTTING IT TOGETHER

  • Identify and Prioritize Short-Term and Long-Term Financial Goals

  • Perform a Comprehensive Inventory of Household Accounts and Expenses

  • Introduce Mindful Spending, Understand the Nature of your Expenses, and Create a Monthly Spending Plan where You Spend Less than You Earn

  • Planning for Long-Term goals: Establish and Fund Savings and Investment vehicles, Review Retirement and College Funding and Investment Allocation Decisions, and Ensure that Savings Levels are Consistent with Expected Future Needs

  • Review and Refresh Insurance and Estate Planning Needs

  LONG-TERM SUCCESS

  • Create a plan for your Lifestyle in Retirement incorporating expected Expense levels, Retirement Accounts, Inherited Assets, Pensions, Social Security and Investment Property inflows

  • Creating a plan for a new life chapter such as a wedding, change in career, beginning a new business, starting a family, or separation from a spouse

  • Assistance with Living a Financially Healthy Lifestyle

    • Managing within your Budget and Staying Organized

    • Maintain Accountability for your Financial Choices

    • Recognize and Address Habits and Emotions that are Sabotaging your Success Toward Reaching your Financial Goals

    • Build a Positive Relationship with your Finances to Lower Stress and Increase Happiness

Refresh Planning as Financial Needs Change and Life Events occur