“Lysa is a first-class financial advisor, and we would highly recommend her to anyone. She is kind, patient, and a great listener. We needed an advisor to help us organize our finances, plan for a major purchase, and help us structure a household budget. She did all of those things but also set us up to be successful on our own in the future. Working with her was an investment not just in our immediate financial health but our long-term financial literacy.”

“Working with Lysa helped my family get back on track towards financial wellness after feeling derailed when an unexpected medical diagnosis came at the tail end of a costly home renovation. As the budgeter and bill payer for our family, I’m sleeping better at night having a plan for emergencies, college, and retirement, as well as a clear understanding of our current financial profile and goals for the future. We had a great experience with Laurel Terrace Finance and look forward to an ongoing relationship. I recommend Lysa wholeheartedly and have already sent several friends her way.”

“Regardless of your financial situation it can be a tricky thing to talk about money. Whether you have a lot of debt, or want advice about savings or investments, you need someone who is nonjudgmental, well informed and encouraging. Lysa Kristensen is just who I was looking for when I needed someone to review my 401(k) contributions, help me plan for a home purchase, and just do an overall check on my spending. I can recommend her without reservation. In just a few short weeks Lysa and I were able to address all the topics I had on my list and even things I had not considered - like long term health care and participating in an employee stock purchase plan. But maybe the best part is having Lysa as a resource moving forward whenever I need financial direction. Plus, she has a great sense of humor so working with her is a lot of fun. Thank you, Lysa. I look forward to continuing our work together.”

“Where do I begin? We were in a not-so-great place with how we were spending and my husband and I were fighting and blaming each other. We finally turned to Lysa who was so amazing about remaining neutral and calm and set us on a path to success. We had to go through our spending habits and categorize our spending. We divided groups by weekly, monthly, yearly, fixed, etc. It seems so simple, but it was such an eye opening experience for us. Beyond the basics of cash flow, she also gave us really good advice about life insurance strategies, looking into our retirement portfolios and creating a special needs trust for our son. We felt like the whole family was being looked after which I really appreciated. I would 100% recommend her. The cost up front is tiny compared to the huge amount we have saved.”

“I am so happy to have found Lysa. For several years, I’ve looked for a financial advisor who could help us analyze our whole financial life – not just investment accounts. Lysa walked us through each aspect of our finances including weekly spending, insurance needs, investment accounts, retirement savings and education savings to help us make the best, most informed decisions. Her thoughtful analysis and suggestions made this process so painless. With her help, we are getting long-delayed projects completed and making proactive decisions for the future of our family. My only regret is that she was not part of our financial planning strategy years ago. ”

““She saved my life!” Is the response I give when people ask about how my financial advisor helped me. “Isn’t she expensive?” “You can do that yourself, why do you need a financial advisor?” Well, let me tell you why I needed Lysa Kristensen of Laurel Terrace, LLC.
My husband died and left me with two young children.
My financial situation was in terrible shape. I had high interest credit card debt, high cell phone, internet, home phone and satellite plans. I was writing checks without regard to what I was really paying for. Lysa put me on a weekly budget and cut all of my bills in half! I started shopping smarter; she made me aware of my spending habits. I wouldn’t have known to pay attention to managing my money until it was too late to dig myself out!
The point is, I wouldn’t have done it myself, without Lysa creating and organizing my financial outlook!”

“Lysa’s financial empowerment was the best thing I have ever spent money on! I have spent a lifetime fumbling and worrying in the dark shadows of this seemingly towering edifice called FINANCES. Lysa was like a shiny light, full of insight, savvy and patience. The best decision you will ever make is taking the step with her to start the conversation. Through your time with Lysa, you get to learn that it is your money, and you shouldn’t ever be ashamed, embarrassed or fearful of it. Thank you Lysa, for making such an incredible difference in my financial health.”

“A few threads back someone recommended Lysa as a financial advisor. I contacted her and she is absolutely amazing! Thank you to whoever posted her info. My husband and I are not the best with budgeting and saving. She is helping us get on track! I can’t recommend her enough!!!! If this is an area you’re challenged in please make an appointment with Lysa. She will change your life!”

“Lysa has helped me immeasurably in gaining control of my present and future financial goals. Can’t recommend her highly enough.”

“Everyone I know should have Lysa come into their home and advise / help / mentor / coach / organize their personal and family finances. My husband is an accountant. We had our finances in a good place prior having Lysa come to help us, but we had spent several years trying to find a system that would work for both of us. Lysa was the answer.

Dealing with the reality of our financial situation and working within those constraints in order to maintain the lifestyle we are comfortable with was difficult at first, but also the most important part of the process. We now feel like we are in control and have the ability to obtain our financial goals.

Prior to working with Lysa it was very easy for me to be angry at my husband that there wasn’t enough money, and it was very easy for my husband to be mad at me that I had spent money, but there was never any discussion or understanding about what happened between the spending and the making of the money. Now we sit together weekly and discuss how much we have and how much we have spent.

Working with Lysa has changed my relationship with money and it has changed how my husband and I communicate about money. Now my husband and I are both holding ourselves accountable to “working” on our plan weekly and keeping it up to date. Prior to working with Lysa it was very easy to let the week to week finance calculating and reporting fall to the wayside and then have to play catch up months later. Now we are both committed to keeping EVERYTHING financial up to date on a weekly deadline. And now I am a vital part of the process.

Lysa’s presence is professional but comfortable. Her advice and guidance has been life changing for us and our financial relationship. If she is still doing this when my kids are in high school they will be taking her “class” or meeting with her in their senior year of high school! I think everyone I know would benefit from hiring Lysa.”